A simple guide to Off Set Mortgages

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Offset Mortgages Becoming More Popular

As consumers struggle to stay on top of rising mortgage rates, analysts are finding that more are becoming interested in offset mortgages. Although it is definitely becoming more difficult to get a loan in the current climate, there are some criteria that are helping those seeking offset mortgages. Some banks are in fact doing all […]

Intelligent Finance Reduces Their LTV

Intelligent Finance announced today that they have reduced their maximum loan to value amount to 90%, although the move is not expected to affect customers who hold offset mortgages. The company’s move is in response to the tightening in the housing market. Although the new LTV rates will not affect offset mortgage holders dramatically, the […]

Lenders Trying Out New Innovations

As it gets tougher for banks to stay afloat, many are trying new innovations and offering more offset mortgages and other loan deals. According to experts this illustrates that companies are going to need to change the way they do business if they want to stay competitive and stay in business. For many, this means […]